We understand that the payments you make on ipaymy are of a sensitive nature. ipaymy processes thousands of payments for our customers and we guarantee your recipient will receive the payment on the pay out date you have scheduled it for.
If in the unlikely event we fail to deliver your payment on time, ipaymy will completely refund the fee for the affected payment AND the fee for your next payment of equal value will be waived.
ipaymy will proactively contact you should we identify a delayed payment or you may contact ipaymy with the following information about the payment:
Receipt Number
Scheduled Pay Out Date
Actual Pay Out Date
This scheme applies to all markets.
Exceptions
The 'On-Time Payment' guarantee will not apply for any payments affected by the following:
User has a scheduled payment in which the card was declined resulting in a new payout date
User provided incorrect or incomplete bank account details resulting in a failed attempted bank transfer
User provided incorrect or incomplete bank account details resulting in a transfer to an incorrect and/or unintended account
Recipient's rejection of payment or payment method
Recipient’s bank downtime or delays
User's payment held by ipaymy due to ongoing request for additional information in line with ipaymy’s compliance policy
ipaymy rejection of payment due to violation of our Terms & Conditions
Our service provider or banking partner’s unexpected downtime or delays