ipaymy does not charge a subscription fee for having an account, nor do we charge an additional fee based on the number of customers you have or invoices sent.
ipaymy simply charges a transaction fee for every payment made through ipaymy.
Tip: You can enjoy the freedom to choose to pay for this fee, split it between you and your customer, or have your customer shoulder the cost.
That's it - there are no hidden additional fees or minimum spend surcharges for using ipaymy's Fetch payment collection feature.
Our transaction fees vary based on region, currency, and card type:
🇸🇬 Singapore (SGD Payouts)
Local Visa | 2.95% |
Local UnionPay or AMEX | 2.80% |
Local Mastercard | 2.85% |
International Visa, UnionPay or AMEX | 3.35% |
International Mastercard | 3.95% |
🇭🇰 Hong Kong (HKD payouts)
Local Visa, Mastercard or UnionPay | 2.80% |
International Visa | 3.35% |
International Mastercard | 3.85% |
🇲🇾 Malaysia (MYR payouts)
Local Visa or Mastercard | 2.80% |
International Visa | 3.50% |
International Mastercard | 3.80% |
🇦🇺 Australia (AUD payouts)
Local Visa or Mastercard | 1.60% |
International Visa | 3.60% |
International Mastercard | 3.70% |