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What is the processing time for international payments?

Standard processing time for recipients to receive the money for international payment

Note: International payments are currently available to Singapore users only.

🧭 How processing time works

International payments are processed through overseas bank transfers.
This means processing time depends on factors such as:

  • Destination country and currency

  • Recipient bank processing timelines

  • Public holidays and weekends

  • Additional verification checks (if required)

Processing time refers to the number of business days it takes for funds to be received by the recipient, after your card payment is completed.

🌍 Typical processing times by destination

Below is an overview of the estimated processing time for supported countries and currencies.

🌍 Country / Region

💱 Currency

⏳ Estimated Processing Time

🇨🇳 China

CNH

T+2 business days

USD

T+2 business days

🇭🇰 Hong Kong

HKD

T+2 business days

USD

T+2 business days

🇮🇳 India

INR

T+2 business days

USD

T+2 business days

🇲🇾 Malaysia

MYR

T+2 business days

USD

T+2 business days

🇺🇸 United States

USD

T+2 business days

🇪🇺 Europe*

EUR

T+2 business days

🇬🇧 United Kingdom

GBP

T+2 business days

🇦🇺 Australia

AUD

T+3 business days

🇳🇿 New Zealand

NZD

T+3 business days

🇯🇵 Japan

JPY

T+3 business days

USD

T+2 business days

🇮🇩 Indonesia

IDR

T+3 business days

USD

T+2 business days

🇵🇭 Philippines

PHP

T+3 business days

🇦🇪 United Arab Emirates

AED

T+3 business days

USD

T+2 business days

🇹🇭 Thailand

THB

T+4 business days

USD

T+2 business days

*Europe includes: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Portugal, Slovakia, Slovenia, Spain

📌 Important notes

  • T+X refers to the number of business days after your payment is completed

  • Weekends and public holidays are not counted as business days

  • Processing times shown are estimates and not guaranteed

  • Once a payment is processed, it cannot be expedited or reversed

You’ll always see the estimated processing time on the platform before confirming your payment.

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