With ipaymy's payment collection product, you can accept credit card payments from your customers at no extra cost to you.

ipaymy charges a transaction fee for every payment made through ipaymy.  You have the flexibility to choose to pay for this fee or offset it to your customer. That's it - there are no hidden additional fees or minimum spend surcharges for using ipaymy payment collection.

Our transaction fees vary based on region and card type. 

Hong Kong - Hong Kong Dollar ($HK) 

  • Hong Kong Visa and Mastercard - 2.8%
  • International Visa and Mastercard - 3.5%
  • All American Express (AMEX) - 3.5%

Malaysia - Malaysian Ringgit (RM)

  • Malaysian Visa and Mastercard - 2.8%
  • International Visa - 2.8%
  • International Mastercard - 3.6%

Singapore - Singapore Dollar ($S) 

  • Singapore Visa and Mastercard - 2.8%
  • International Visa and Mastercard - 3.3%
  • All American Express (AMEX) - 3.3%
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