Creating an account is completely free. ipaymy charges a flat transaction fee for every payment made on our platform. That's it - there are no hidden additional fees or minimum spend surcharges for using ipaymy.  You simply pay when you need it. 

Our fee varies based on region, card type and scheduling period. Our transaction fees are currently as follows:

Payments made to Hong Kong Bank Accounts (HKD)

Local Visa or Mastercard

Now 1.99%* (usual rate: 2.6%)

Local UnionPay

1.99%

International Visa, Mastercard, or UnionPay

3.5%

Payments made to Hong Kong Bank Accounts (USD)

Local Visa, Mastercard or UnionPay

2.8%

International Visa, Mastercard or UnionPay

3.5%

Payments made to Malaysia Bank Accounts (RM)

Local Visa or Mastercard

Now 1.99%* (usual rate: 2.25%)

International Visa

2.25%

Payments made to Singapore Bank Accounts (SGD)

Local Visa or Mastercard

As low as 0.8%** (usual rate: 2.25%)

Local UnionPay

1.99%

International Visa, Mastercard, or UnionPay

3.3%

Payments made to Australia Bank Accounts (AUD)

Local Visa or Mastercard

1.2%

Local UnionPay

2.5%

International Visa, Mastercard, or UnionPay

3.3%

Here's how it works:

For example, if you're making a $1,000 rent payment to your landlord's bank account in Singapore, your card will be charged $1,022.50, where $1,000 is your rent amount and $22.50 is the 2.25% transaction fee.

*Our 1.99% promotional rate for Hong Kong and Malaysia is a limited-time offer! Be sure to take advantage of this amazing rate now.
**Contact us to learn more

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